Made a video addressing a popular concern about financial advisors: when they’re needed, what types there are, how to find a good one, etc. Made a very long video to answer (sorry - but there was so much to say!). To offer penance, I’ve kept the post brief: mostly just helpful links.
I hinted at this in my VNQ post - while I do invest in VNQ and DFREX, I am not altogether sure I should. Should I have an overweight allocation to REITs beyond what I’d get anyway in broad index funds? Are REITs a distinct asset class? Do they belong in an RP portfolio?
A headline recently caught my eye: “Why Risk Parity Investors Have Lost Faith.” I haven’t certainly, but, with my interest piqued, I wondered about the reasons. Well actually, it turns out it’s just one pension manager in Europe, but still: why oh why are people jumping off the RP ship?
Obviously, I am fully onboard with Risk Parity, but I do have some lingering doubts, if I may be honest. Since the goal with this blog is to research, test, and share insights about Risk Parity, I thought it best to be upfront about questions I have as I go deeper into the rabbit hole…
In a word: yes! Even though RP principles and portfolios are best suited for investors in the preservation stage of investing, they can still benefit investors in the earlier, accumulation-centered stages. Here are some points to consider, with some caveats…
